Unsecured
Business Loans
Up to ₹75 Lakhs
No collateral required. Working capital, expansion, inventory — funds where you need them.
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Pre-qualified business loans for Tally users — from multiple lenders, with minimal documentation and disbursal in as little as 72 hours.
Exclusive offers for Tally users, ready before you even apply.
Compare offers from leading banks and NBFCs in one place.
Two minutes is all it takes to see what you qualify for.
Know where you stand — check your credit health at no cost.
Why TallyCapital
TallyCapital removes the friction from business borrowing. No branch visits, no chasing paperwork — everything happens inside the Tally you already use, with lenders who understand how businesses like yours actually run.
Exclusive
Because TallyCapital is built inside TallyPrime, lenders can read your business health directly — leading to sharper offers, better rates, and a faster yes.
How it works
Inside TallyPrime, press Alt+9 and click Check Eligibility — pre-qualified offers appear in under 2 minutes.
Review offers from multiple lenders. Pick the one that fits your business.
Upload the last few required documents — most information is already there.
Approval in hours, funds disbursed to your bank in as little as 72 hours.
Full visibility
Once you apply, TallyCapital keeps you in the loop at every stage — from lender review to disbursement. No email chases, no phone tag.
Funding options
Up to ₹75 Lakhs
No collateral required. Working capital, expansion, inventory — funds where you need them.
Up to ₹15 Crores
Unlock the value of commercial or residential property to fund larger ambitions.
Collateral-free MSME funding
Credit Guarantee-backed loans for micro and small enterprises, with government risk cover.
Designed for CAs, doctors, architects
Tailored underwriting for qualified professionals with straightforward, quick approval.
Free credit-report access and a clear roadmap to build stronger business credit over time — starting from your first login.
Insights drawn from your Tally data — not generic advice. Improve your score, unlock better offers.
Check your projected EMI, tenure and total interest directly within TallyPrime — before you commit to an offer.
The promise
From eligibility check to money in your account, TallyCapital was built so business owners spend less time on loans and more time on business.
Explore TallyCapital →Watch & Learn
Short explainers from TallyCapital on credit scores, loan types, and MSME classification. Scroll for more →
Hard vs. Soft Credit Enquiries
Understanding Your Credit Report
What Affects Your Credit Score
Business Loan Approval Criteria
Overdraft vs. Term Loan
Unsecured vs. Secured Loans
How MSMEs are Classified
Answers
A business loan is credit extended to your enterprise for working capital, expansion, inventory, equipment, or any operational need. Through TallyCapital, you access pre-qualified offers from multiple lenders — directly inside TallyPrime — without walking into a branch.
An unsecured loan does not require you to pledge any collateral. Approval is based on your business's financial health — which TallyCapital can assess quickly using data already in your Tally books.
Any active TallyPrime user running a legitimate business with reasonable credit history can check eligibility in 2 minutes. Final approval depends on the lender's own criteria, but the pre-qualification step is free and non-committal.
Yes. Unsecured business loans up to ₹75 Lakhs are available without collateral. For larger requirements, CGTMSE-backed loans are also collateral-free, using a government credit guarantee instead.
From application to funds in your bank account, disbursal can happen in as little as 72 hours — subject to document verification and the chosen lender's process.
No. The eligibility check is a soft enquiry and does not impact your credit score. A hard enquiry only happens if you formally apply for a loan.
Get in touch
Leave your details and our team will reach out to help you check eligibility and pick the right loan.